Referral Prospects posted to the trading platform are bid on using Points. The highest bidder during the 24 hour posting of the Referral Prospect receives the points. There is the opportunity for the buyer to give feedback to the seller and if this is negative then you may not loose Points for the transaction. All negative feedbacks are moderated. Feedback scores are used to produce a Feedback Rating for each advisor that provides Referral Prospects.
Here is a link to the Referral Form for loading a new referral (must be a Registered Affiliate and logged in)
Here is a link to more details about Points